1. Proportional representation. Sadly, not currently debated by elected officials in Canada. We had a federal government that made proportional representation a central election promise a few years back and did nothing about it once elected.

  2. Like Canadians have much choice where to shop for groceries.

  3. Yeah, no ... still unable to find an ounce of sympathy for this guy.

  4. And the fall timeline means lots of lower income families aren’t going to be able to afford it especially straight after back to school spending.

  5. Yeah, not a shared reality. In the short term, according to the article, there's still a large stockpile of the booster available - likely enough to cover the back-to-school period. And there's a federal program to cover the cost of the vaccine for children in low income families. Uninsured low-income adults will be the ones most disadvantaged by the cessation of the federal vaccine program.

  6. Give them a call Monday, no amount of online searching is going to give you the answer today. While vesting periods are often 2 years, they can vary from company to company. What you can be sure of is that because the termination was due to 'business changes' and not performance related, the company is obligated to respect the vesting period. Sorry you have to go through this.

  7. Leave the home to her in your will. Putting her on the deed opens her up to a raft of future issues:

  8. If she doesn't occupy the home that her name is still listed as an owner on for four years she becomes a first time home buyer. Meaning she qualifies for the HBP, FHSA and other first time buyer incentives like the tax credit.

  9. About the HBP, FHSA I had understood the reference to the fed's definition of "you are considered a first-time home buyer if, in the four year period, you did not occupy a home that you owned, or one that your current spouse or common-law partner owned " applied to solely cases of marital breakup. Otherwise the 'reset' period is four years of non-home ownership. Your interpretation is one I am not familiar with. If your interpretation is the correct one, then yes - not an issue.

  10. Good move, turning away anyone during cold weather shouldn't be an option. A good piece of reporting from the CBC, article goes into depth about the situation, the impact on health care services, what is being done in other jurisdictions etc. Excerpts from the article:

  11. Yeah I’m so confused. If you’re treating these houses as homes, who cares if someone gets a better deal? You still have your home, and were willing to pay that price originally, no? Or am I missing something?

  12. Totally agree about your assessment about treating homes as a place to live instead of an investment. Based on the article, it sounds like some of the buyers will not be able to meet the financing requirements to close on the house purchase. Their financing will be based on the current house valuation and of course, increased interest rates will drive up the cost of financing. It's a crummy situation but not unexpected given all the media information in the past 18 months about the BOC raising interests and the housing bubble.

  13. Yeah, I'm giving kudos to Rami on this one. Driving around to spot the car paid off big time. And, another lesson why leaving anything valuable in your gym locker is a rookie move. Excerpts From the article:

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